Ryan McFarland

The first of March, 30 days ago, i owed 9,427.17 in personal debt (including Zieak enterprises but excluding the mortgage and Zoom Bikes).  As of April 1 i owe $7,411.79.  I dropped my debt $2,015.38 in the month of March.

I have $2,200 in accounts receivable for Zieak enterprises and have three DJ jobs lined up in the next few months.  Those jobs should bring in about $1,000.

At the beginning of the year the goal was to pay $2,000 each month toward the debt.  All of my personal debt (on the Chase card) is at 0% interest.  I think a wise move would be to pay off the Zieak enterprises card which is being hit with over $40 per month in finance charges.  I’ll drain the earnings in my Paypal account to put toward that.

It sounds like the Alaska Permanent Fund will be about $2,000 this October.  If it hits that mark it will set a record.

One of the finance blogs that i read occasionally (The Finance Journey) mentioned a site called Quizzle. This is a source for you to look at your Experian credit score for free. Experian credit scores are based on a scale from 300-900 so it differs from the FICO score you would have. Mine is currently a 774 out of 900. I’ll be sure to pop in every now and then to get a peek at it compared to the score i revealed to me via Wamu.

If you want to use it they also have a budget service that lets you plug in annual or monthly expenses to review your overall budget outlook. I don’t like that you can’t break out the income figures (like my paycheck vs. bike shop or web design) but otherwise it works pretty well. They seem to have focused heavily on a fancy interface but that definitely makes it slow to enter figures, change categories, and generally work with the options they have.